Find out how much you could have saved after a number of years of regular monthly deposits.
How savings add up
Each month your deposit is added to the balance, and any interest you assume is applied to the money already saved. The chart compares what you deposited with what the balance grows to.
Use realistic assumptions
Set the interest rate to 0% to see pure saving without growth. Deposit rates change over time, so treat any rate you enter as an assumption rather than a promise.
Frequently asked questions
Is the interest rate guaranteed?
No. It is your own assumption. Bank deposit rates change, and market-linked returns vary and can be negative.
When are deposits counted?
At the end of each month, after that month’s interest has been applied to the earlier balance.
Does it include inflation?
No. Use the Compound Growth Calculator to see the final value in today’s money.